Specialist & Independent Insurance

A range of PHS Insurance Providers create a stress free environment for your and your loved ones. A world that is stress free, where you have a safe peace of mind over your assets and it does not matter where you are. No worries, no hassle and no stress.

Whether it is your high performance and classic cars collects, a super yacht, private jets, jewellery collections, art collections, property or liability over staff. Our job is to give you exclusive access to the best insurers who will assess and put together a secure policy specifically tailored to you.

We are a private company who provide our clients with a boutique style of service. Our cover will be based on deep knowledge of your requirements and the current market.

Following a detailed and completely confidential review of your requirements, needs and priorities we will converse with the best trialled and tested insurance providers to give you a range of filtered solution.

You know that you and your family are safe with us.

 

Having the right insurance brings comfort and reassurance when it matters most - softening the impact of life’s misfortunes.

A specialist broker, unlike the automated “computer says no” approach of some vast corporations gives you real time from a real person with real expertise – which yields tangible benefits. Paying for an insurance policy that doesn’t live up to its promises is just money down the drain.

Time saving: you can spend hours searching for insurance – but often you’re comparing apples with oranges. Wouldn’t you rather talk to someone who understands your needs and can take the stress out of buying insurance? Using a specialist broker to seek out the most appropriate policy for you can save lots of time. They are also able to help you connect with advice on security, fire safety, valuations, surveyors, reinstatement value and art/jeweller collections.

Knowledge of the market: a specialist broker scrutinises home insurance policies every day, checking for small-print exclusions that could cause a problem and penny-pinching shortcuts that some policies carry. They know which policies really hold water and know those insurers who can really deliver on the service they promise.

Understanding your needs: we’ll take time to talk through your lifestyle and priorities – for example, if you only 30% of your jewellery collection, why pay to insure 100% being out of the safe?

Expert advice: by helping you manage your risks better, a specialist broker can often secure better premium rates. They can also advise on sums you need to insure – a good broker should have a sound knowledge of changing trends and values in the art and antiques market, for example.

If you’re buying a property in the United Kingdom, you’ll need to get insurance. It’s important to get your insurance arrangements in place early to avoid delays with the property transaction and to reduce the stress around your re-location arrangements.

Insurance can help protect your household and family, providing financial compensation, reinstatement and replacement costs after damage, disaster and financial loss.

Buildings: for damage and loss arising from all risks including Fire, Escape of Water (leaks and floods), Subsidence, Accidental Damage, and Theft.

Liability: Liability Insurance provides financial compensation for negligence by you the property owner/occupier, if someone takes legal proceedings against you: for example, if through your negligence you cause harm, loss or injury to someone else, your domestic staff are injured at work, or a guest slips and falls on your property.

Property: Property Insurance will pay to replace or repair your personal belongings, fine art, jewellery, valuable articles and the general contents of your home, after damage or loss.

Best value and quality cover can be found by including your homes (period, listed and modern buildings), vehicles, yachts, motorboats, aircraft, wine collections, antiques, jewellery and fine art, saving time and streamlining costs.

In-house Wealth Management

Our chosen experienced wealth managers have long careers in the corporate sector but now share our approach to boutique style of service.

For an obligation-free quote or to discuss your requirements in more detail, please contact Perfect Household Staff by clicking here to email or phoning: +44 (0) 20 3318 4468

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Insurance